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Impaired Risk

Never Say Never

How to explain the product:
If you have clients with pre-existing conditions, such as diabetes, epilepsy or even addiction, don't despair! Revere Financial specializes in securing affordable protection for even the most difficult cases.

Acceptable risks include:

Alcoholism Diabetes
Angioplasty Drug abuse
Antidepressant users Epilepsy
Anxiety Fibromyalgia
Arthritis Hepatitis
Bipolar disorders Lupus
Cancer Kidney transplant
Cerebral palsy Obesity
Chronic fatigue syndrome Rheumatoid arthritis
Heart by-pass Sleep apnea
Ulcerative colitis

Simplified Issue Available!
Tell previously declined clients "YES" with our simplified issue DI. Ninety-eight percent of applications are issued within 30 days. Here are the details:

  • No exam, blood work, HOS or inspection report
  • Own-occupation definition is available
  • Thirty, 60, 90 and 180 day waiting periods
  • Two-, five- and 10-year benefit periods


Term Care

Long-Term Care is probably not for everyone, but if you are close to retirement or have familymembers..

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Individual Disability Insurance

Simply put, individual disability insurance protects your income. An Individual Disability Insurance policy.

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"You guys have cut my long term care insurance premium to half. I couldn't have asked for a better deal!"
- Jenny Smith, NJ.

"You just saved me 30% on my total disability insurance. Thank you!"
- Paul Johnson, NJ.

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